By Niva Bupa Health Insurance
Indicative starting premium - approximately ₹300 for a 15-day international trip. Actual premium varies by destination, age, and sum insured chosen.
What makes Niva Bupa TravelAssure stand out from the competition
For hospitalisation stays exceeding 24 hours, you receive a daily cash benefit of up to $50 to cover incidental costs.
Newlywed couples can opt for the Honeymooners plan, which adds special covers tailored for honeymoon trips.
A dedicated variant covers adventure activities like trekking, skiing, and diving for thrill-seeking travellers.
Covers loss of personal belongings due to robbery or theft, in addition to standard checked baggage loss cover.
If your original booking is cancelled by the provider, the plan offers assistance to arrange alternate travel bookings.
Covers the cost of repatriating mortal remains or local cremation expenses in the unfortunate event of death abroad.
The Travel Assure Student plan offers tiers of $1,00,000, $2,00,000, and $3,00,000 for students studying abroad.
Choose from Lite, Basic, Comprehensive, Honeymooners, Sports & Adventure, and destination-specific options.
A comprehensive look at what is and is not covered under Niva Bupa TravelAssure (Comprehensive)
| Coverage Feature | Details | Status |
|---|---|---|
| Emergency Medical Treatment | Up to $5,00,000 (Comprehensive) | Fully Covered |
| Hospitalisation (Accident & Sickness) | For stays over 24 hours | Covered |
| Medical Evacuation & Repatriation | Includes local cremation cost | Covered |
| Dental Emergency | Sudden acute dental pain relief | Covered |
| Trip Cancellation | Reimbursement of pre-paid costs | Covered |
| Trip Interruption/Curtailment | Covers unused trip costs | Covered |
| Missed Connection | Financial assistance for carrier delays | Covered |
| Flight Delay | Compensation for delays | Covered |
| Baggage Delay | Reimbursement of essentials | Covered |
| Loss of Checked Baggage | Lump-sum benefit, plus theft/robbery cover | Covered |
| Loss of Passport | Cost of duplicate passport | Covered |
| Personal Accident (Death/Disability) | Lump-sum benefit | Covered |
| Personal Liability | Third-party liability cover | Covered |
| Hijack Cover | Daily allowance during hijack | Covered |
| Daily Cash for Hospitalisation | Up to $50/day | Covered |
| Pre-existing Diseases | Emergency stabilisation only | Not Covered |
| Adventure Sports | Available via Sports & Adventure variant | Variant-specific |
| COVID-19 Cover | Treatment expenses included | Covered |
This plan is best suited for the following profiles
The Honeymooners variant adds special covers designed specifically for newlywed couples on their honeymoon trip.
The Sports & Adventure variant is purpose-built for travellers planning trekking, skiing, diving, or similar activities.
The dedicated Travel Assure Student plan with $1,00,000-$3,00,000 tiers caters specifically to students' needs.
Cover for personal belongings lost to theft or robbery, beyond standard baggage loss, adds extra peace of mind.
An honest assessment of Niva Bupa TravelAssure
Common queries about Niva Bupa TravelAssure travel insurance
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