Single trip plans start from ₹225-395. Annual Multi-Trip from ₹2,999 (excl. GST) for $5,00,000 cover with 30-day trips. Actual premium varies by destination, duration, and cover.
$5,00,000
Max Sum Insured
89.6%
Claim Settlement Ratio
100%
Paperless Digital Claims
99 Years
Maximum Entry Age
2
Plan Types: Single & Multi-Trip
Plan Highlights
What makes Digit Happy Traveller stand out from the competition
100% Paperless Claims
The entire claims process is digital - from filing to document upload to settlement - making it fast and hassle-free.
Annual Multi-Trip Plan
Frequent flyers can take unlimited international trips within a year, each covered for up to 30 days, starting at ₹2,999 + GST.
Adventure Sports Cover
Unlike many competitors, Digit offers adventure sports cover for activities like skiing, diving, and trekking.
OPD Cover for Emergencies
Covers emergency outpatient (OPD) expenses, in addition to inpatient hospitalisation and evacuation costs.
Digit On The Move Add-ons
A flexible suite of customisable add-ons designed for solo travellers, frequent fliers, and families.
Daily Emergency Cash
Provides a daily cash allowance during hospitalisation abroad to cover incidental expenses.
Delayed Baggage & Lost Passport
Covers reimbursement for essential purchases when baggage is delayed and the cost of obtaining a duplicate passport.
Digitally-Native Insurer
Go Digit is built as a tech-first insurer, offering app-based policy management and quick servicing.
Detailed Coverage
A comprehensive look at what is and is not covered under Digit Happy Traveller
Coverage Feature
Details
Status
Emergency Medical Treatment
Up to $5,00,000, includes OPD
Fully Covered
Hospitalisation (Accident & Sickness)
Worldwide cover
Covered
Medical Evacuation & Repatriation
Up to medical sum insured
Covered
Dental Emergency
Sudden acute dental pain relief
Covered
Trip Cancellation
Reimbursement of pre-paid costs
Covered
Trip Interruption/Curtailment
Covers unused trip costs
Covered
Missed Connection
Due to covered delays
Covered
Flight Delay
Compensation for delays
Covered
Baggage Delay
Reimbursement of essentials
Covered
Loss of Checked Baggage
Lump-sum compensation
Covered
Loss of Passport
Cost of duplicate passport
Covered
Personal Accident (Death/Disability)
Lump-sum benefit
Covered
Personal Liability
Third-party liability cover
Covered
Hijack Cover
Daily allowance during hijack
Covered
Daily Cash for Hospitalisation
Daily emergency cash benefit
Covered
Pre-existing Diseases
Emergency stabilisation only
Not Covered
Adventure Sports
Available as add-on cover
Add-on Available
COVID-19 Cover
Treatment expenses included
Covered
Who Should Buy Digit Happy Traveller?
This plan is best suited for the following profiles
Digitally-Savvy Travellers
The 100% paperless claims process appeals to those who prefer app-based, hassle-free insurance management.
Frequent Flyers
The Annual Multi-Trip plan covering unlimited international trips of up to 30 days each is ideal for those travelling abroad often.
Adventure Travellers
Built-in adventure sports cover makes this a good fit for travellers planning skiing, diving, or trekking activities.
Solo Travellers and Families
The flexible "Digit On The Move" add-ons let solo travellers and families customise cover to their specific needs.
Pros and Cons
An honest assessment of Digit Happy Traveller
Advantages
100% paperless, fully digital claims process
Annual multi-trip plan for frequent international travellers
Adventure sports cover available, unlike many competitors
Covers emergency OPD expenses
Flexible "Digit On The Move" customisable add-ons
Entry age up to 99 years
Disadvantages
89.6% claim settlement ratio is moderate compared to top peers
Pre-existing diseases not covered except emergency stabilisation
Multi-trip plan limits each trip to 30 days
Adventure sports cover is an add-on, not built-in
Frequently Asked Questions
Common queries about Digit Happy Traveller travel insurance
Digit Happy Traveller offers a sum insured ranging from $50,000 to $5,00,000. The Annual Multi-Trip plan offers up to $5,00,000 cover with each trip covered for up to 30 days, available from ₹2,999 (excluding GST).
Yes, Digit Happy Traveller offers adventure sports cover, which can be added to the policy for travellers planning activities like skiing, scuba diving, or trekking during their trip.
Digit Happy Traveller offers a 100% paperless, fully digital claims process. Claims can be filed online with digital document uploads, making the process faster and more convenient compared to traditional paper-based claims.
No, pre-existing diseases are not covered under Digit Happy Traveller except for emergency stabilisation in life-threatening situations while abroad. Travellers with chronic conditions should plan accordingly.
Not sure if Digit Happy Traveller is right for you?
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