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Bajaj Allianz General Insurance

Travel Ace (Gold Variant)

By Bajaj Allianz General Insurance

₹13/day

India's cheapest IRDAI-regulated travel cover - approximately ₹195 for a 15-day international trip. Actual premium varies by destination, age, and sum insured chosen.

$5,00,000
Max Sum Insured (Gold)
93.54%
Claim Settlement Ratio
216+
Countries Covered
₹13/day
Starting Premium
42
Optional Add-on Covers

Plan Highlights

What makes Bajaj Allianz Travel Ace stand out from the competition

India's Cheapest IRDAI-Regulated Cover

Starting at just ₹13 per day, this plan offers one of the lowest entry prices for a fully regulated travel insurance product.

1 Lakh+ Cashless Hospitals Worldwide

Access to a vast cashless hospital network across 216+ countries means you don't need to arrange upfront payment during emergencies.

42 Optional Add-on Covers

Customise your policy extensively with 42 add-ons covering everything from adventure sports to extended trip delays.

Pre-Existing Illness Cover (Add-on)

A unique optional add-on that covers pre-existing illnesses and injuries - a feature most competitors don't offer at all.

ICRA iAAA Rating for 11 Years

Bajaj Allianz has held the highest claims-paying ability rating from ICRA for 11 consecutive years, reflecting strong financial reliability.

Medical Sum Insured up to $20,00,000

Travellers needing very high medical cover can opt for a separate medical sum insured of up to $20,00,000.

Super Age Variant for Seniors

A dedicated Super Age plan is designed specifically for senior citizens travelling internationally.

5 Plan Variants

Choose from Standard, Silver, Gold, Platinum, or Super Age based on your trip duration, destination, and budget.

Detailed Coverage

A comprehensive look at what is and is not covered under Bajaj Allianz Travel Ace (Gold)

Coverage FeatureDetailsStatus
Emergency Medical TreatmentUp to $5,00,000 (Gold); medical SI up to $20,00,000 separatelyFully Covered
Hospitalisation (Accident & Sickness)1 lakh+ cashless hospitals worldwideCovered
Medical Evacuation & RepatriationUp to medical sum insuredCovered
Dental EmergencySudden acute dental pain reliefCovered
Trip CancellationReimbursement of pre-paid costsCovered
Trip Interruption/CurtailmentCovers unused trip costsCovered
Missed ConnectionDue to covered delaysCovered
Flight DelayCompensation for delaysCovered
Baggage DelayReimbursement of essentialsCovered
Loss of Checked BaggageLump-sum compensationCovered
Loss of PassportCost of duplicate passportCovered
Personal Accident (Death/Disability)Lump-sum benefitCovered
Personal LiabilityThird-party liability coverCovered
Hijack CoverDaily allowance during hijackCovered
Daily Cash for HospitalisationPer day cash allowanceCovered
Pre-existing DiseasesAvailable as optional add-on coverAdd-on Available
Adventure SportsAvailable among the 42 add-onsAdd-on
COVID-19 CoverTreatment expenses includedCovered

Who Should Buy Bajaj Allianz Travel Ace?

This plan is best suited for the following profiles

Budget-Conscious Travellers

At ₹13/day, this is among the cheapest IRDAI-regulated travel covers without compromising on the breadth of base coverage.

Travellers Wanting Maximum Customisation

With 42 optional add-ons, you can tailor the policy precisely to your trip - from adventure sports to extended delays.

Travellers with Pre-existing Conditions

The unique pre-existing illness/injury add-on cover sets this plan apart for travellers managing chronic health conditions.

Senior Citizens

The Super Age variant is purpose-built for elderly travellers, offering relevant cover at appropriate pricing.

Pros and Cons

An honest assessment of Bajaj Allianz Travel Ace

Advantages

  • Starts at just ₹13/day - India's cheapest IRDAI-regulated cover
  • 93.54% claim settlement ratio with 11-year ICRA iAAA rating
  • 216+ countries covered with 1 lakh+ cashless hospitals
  • 42 optional add-ons for full customisation
  • Unique optional pre-existing illness/injury cover
  • Medical sum insured up to $20,00,000 separately available
  • Dedicated Super Age variant for senior travellers

Disadvantages

  • Base plan does not include pre-existing disease cover - requires add-on
  • Adventure sports cover requires purchasing an add-on
  • Standard variant offers lower sum insured than Gold/Platinum
  • Many valuable benefits are add-ons rather than built-in

Frequently Asked Questions

Common queries about Bajaj Allianz Travel Ace travel insurance

Bajaj Allianz Travel Ace starts at just ₹13 per day, which is among the lowest premiums for an IRDAI-regulated travel insurance plan in India, while still offering sum insured up to $5,00,000 in the Gold variant and access to over 1 lakh cashless hospitals worldwide.
Bajaj Allianz Travel Ace is unique in offering an optional pre-existing illness/injury cover as an add-on, which most competing travel insurers do not provide. Without this add-on, only emergency stabilisation of pre-existing conditions is covered.
Bajaj Allianz Travel Ace provides coverage across 216+ countries with access to over 1 lakh cashless hospitals worldwide, making it one of the most geographically comprehensive travel insurance plans available from an Indian insurer.
Bajaj Allianz General Insurance has a claim settlement ratio of 93.54% and has held an ICRA iAAA rating for 11 consecutive years, indicating the highest claims-paying ability among general insurers in India.

Not sure if Bajaj Allianz Travel Ace is right for you?

Our IRDAI-licensed advisors compare all travel plans and help you choose the right add-ons for your destination and budget - completely free of charge.

Chat on WhatsApp: +91 99301 40305

Compare with Other Plans

See how Bajaj Allianz Travel Ace stacks up against other top travel insurance plans