By Bajaj Allianz General Insurance
India's cheapest IRDAI-regulated travel cover - approximately ₹195 for a 15-day international trip. Actual premium varies by destination, age, and sum insured chosen.
What makes Bajaj Allianz Travel Ace stand out from the competition
Starting at just ₹13 per day, this plan offers one of the lowest entry prices for a fully regulated travel insurance product.
Access to a vast cashless hospital network across 216+ countries means you don't need to arrange upfront payment during emergencies.
Customise your policy extensively with 42 add-ons covering everything from adventure sports to extended trip delays.
A unique optional add-on that covers pre-existing illnesses and injuries - a feature most competitors don't offer at all.
Bajaj Allianz has held the highest claims-paying ability rating from ICRA for 11 consecutive years, reflecting strong financial reliability.
Travellers needing very high medical cover can opt for a separate medical sum insured of up to $20,00,000.
A dedicated Super Age plan is designed specifically for senior citizens travelling internationally.
Choose from Standard, Silver, Gold, Platinum, or Super Age based on your trip duration, destination, and budget.
A comprehensive look at what is and is not covered under Bajaj Allianz Travel Ace (Gold)
| Coverage Feature | Details | Status |
|---|---|---|
| Emergency Medical Treatment | Up to $5,00,000 (Gold); medical SI up to $20,00,000 separately | Fully Covered |
| Hospitalisation (Accident & Sickness) | 1 lakh+ cashless hospitals worldwide | Covered |
| Medical Evacuation & Repatriation | Up to medical sum insured | Covered |
| Dental Emergency | Sudden acute dental pain relief | Covered |
| Trip Cancellation | Reimbursement of pre-paid costs | Covered |
| Trip Interruption/Curtailment | Covers unused trip costs | Covered |
| Missed Connection | Due to covered delays | Covered |
| Flight Delay | Compensation for delays | Covered |
| Baggage Delay | Reimbursement of essentials | Covered |
| Loss of Checked Baggage | Lump-sum compensation | Covered |
| Loss of Passport | Cost of duplicate passport | Covered |
| Personal Accident (Death/Disability) | Lump-sum benefit | Covered |
| Personal Liability | Third-party liability cover | Covered |
| Hijack Cover | Daily allowance during hijack | Covered |
| Daily Cash for Hospitalisation | Per day cash allowance | Covered |
| Pre-existing Diseases | Available as optional add-on cover | Add-on Available |
| Adventure Sports | Available among the 42 add-ons | Add-on |
| COVID-19 Cover | Treatment expenses included | Covered |
This plan is best suited for the following profiles
At ₹13/day, this is among the cheapest IRDAI-regulated travel covers without compromising on the breadth of base coverage.
With 42 optional add-ons, you can tailor the policy precisely to your trip - from adventure sports to extended delays.
The unique pre-existing illness/injury add-on cover sets this plan apart for travellers managing chronic health conditions.
The Super Age variant is purpose-built for elderly travellers, offering relevant cover at appropriate pricing.
An honest assessment of Bajaj Allianz Travel Ace
Common queries about Bajaj Allianz Travel Ace travel insurance
Our IRDAI-licensed advisors compare all travel plans and help you choose the right add-ons for your destination and budget - completely free of charge.
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