By SBI General Insurance — 70% owned by State Bank of India
Indicative premium for a 15-day international trip with $50,000 medical cover. Actual premium varies by destination, age, sum insured, and trip type chosen.
What makes SBI General Travel Insurance stand out from the competition
A round-the-clock helpline ensures you can reach support for medical emergencies, lost documents, or travel disruptions anywhere in the world.
Choose the plan tailored to your travel purpose — Business for corporate trips and Holiday for leisure, both with similar core benefits.
Both Business and Holiday plans are available as Single Trip (1-180 days) or Multi Trip annual policies for frequent travellers.
Covers the cost of emergency medical evacuation and repatriation back to India in case of serious illness or injury abroad.
As a subsidiary majority-owned by State Bank of India, the insurer offers the credibility and reach of India's largest bank.
Reimburses pre-paid trip costs for cancellation, covers unused costs on curtailment, and offers benefits for trip delays.
A lump-sum payout is provided in case of accidental death or permanent disability while travelling.
Leverages SBI's wide banking and service network to make claims documentation and settlement straightforward for policyholders.
A comprehensive look at what is and is not covered under SBI General Travel Insurance
| Coverage Feature | Details | Status |
|---|---|---|
| Emergency Medical Treatment | Up to $5,00,000 | Fully Covered |
| Hospitalisation (Accident & Sickness) | In-patient treatment abroad | Covered |
| Medical Evacuation & Repatriation | Emergency evacuation to nearest facility or India | Covered |
| Dental Emergency | Sudden acute dental pain relief | Covered |
| Trip Cancellation | Reimbursement of pre-paid costs | Covered |
| Trip Interruption/Curtailment | Covers unused trip costs | Covered |
| Missed Connection | Limited coverage for missed connecting flights | Limited Cover |
| Flight Delay | Trip delay benefit | Covered |
| Baggage Delay | Reimbursement of essential purchases | Covered |
| Loss of Checked Baggage | Compensation for permanent loss | Covered |
| Loss of Passport | Cost of obtaining duplicate passport | Covered |
| Personal Accident (Death/Disability) | Lump-sum payout | Covered |
| Personal Liability | Third-party liability cover | Covered |
| Hijack Cover | Not specified as a standalone benefit | Not Covered |
| Daily Cash for Hospitalisation | Not a standard benefit | Not Covered |
| Pre-existing Diseases | Emergency stabilisation only | Not Covered |
| Adventure Sports | Excluded under standard plan | Not Covered |
| COVID-19 Cover | Treatment expenses included | Covered |
This plan is best suited for the following profiles
Existing SBI customers may find it convenient to manage their travel insurance through a familiar, trusted banking relationship.
The Business variant is designed for corporate travellers who need reliable medical and trip-related cover for work trips abroad.
The Holiday variant suits leisure travellers, with entry from 6 months of age making it suitable for families travelling with infants.
Those who prefer the assurance of a government bank-backed insurer with a wide service network across India will find this plan reassuring.
An honest assessment of SBI General Travel Insurance
Common queries about SBI General Travel Insurance
Our IRDAI-licensed advisors compare all travel plans and help you choose the right cover for your business or holiday trip - completely free of charge.
Chat on WhatsApp: +91 99301 40305See how SBI General Travel Insurance stacks up against other top travel insurance plans